20 dirhams — paper, Mohammed VI / Oudayas
Paper — Mohammed VI / Oudayas
Michelle Ward / Wikimedia Commons, CC BY 2.0. Reverse: https://commons.wikimedia.org/wiki/File:Back_20_Dirham.jpg. Background cropped, SPECIMEN added outside the portrait, reduced and converted to WebP; original perspective retained.
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Banknote reproduction permission confirmed by owner. Photographs: CC BY 2.0, https://creativecommons.org/licenses/by/2.0/.